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- 🟢 Ledger Weekly: April 18, 2025
🟢 Ledger Weekly: April 18, 2025
Your weekly roundup of Charleston business news, market trends, money moves, and a top local job pick.

tl;dr - Daniel Island Dog Walking shines as our Charleston Biz of the Week, markets tumble on tech and trade tensions, Kraken expands into stock trading, we unpack the triple tax perks of HSAs, and stablecoin volumes quietly surpass Visa’s.
🎯 Charleston Biz of the Week
Charleston Business of the Week: Daniel Island Dog Walking
Meet Peter and Asha, the husband-and-wife duo behind Daniel Island Dog Walking—a locally owned, licensed, and insured pet care service dedicated to providing love and attention to your furry friends when you can't be there.
Residents of Daniel Island since 2008, Peter, an artist and web designer, and Asha, an operating room nurse, started their pet care journey after facing challenges finding suitable care for their own dogs. Recognizing a need in their community, they established Daniel Island Dog Walking to offer reliable and personalized pet services.
💡 Lowcountry Ledger’s Take: This is a must-check-out local gem! Daniel Island Dog Walking, led by Peter and Asha, delivers top-notch, loving care for your pets.
🌎 Markets in a Minute
Markets Volatile
U.S. stocks reversed a major rally, with the S&P 500 $SPY ( ▲ 0.72% ), Dow $DIA ( ▲ 0.01% ), and Nasdaq $QQQ ( ▲ 1.12% ) all ending the week lower (Nasdaq -2.5%).
Tech and healthcare stocks drove the biggest moves.
Key Corporate News
UnitedHealth $UNH ( ▼ 1.32% ) stock plunged on a profit warning, dragging the Dow.
Nvidia $NVDA ( ▲ 4.3% ) dropped sharply after a major export-related charge.
TSMC $TSM ( ▲ 0.56% ) and Eli Lilly $LLY ( ▲ 2.89% ) rallied on strong earnings and drug trial results.
Google $GOOGL ( ▲ 1.68% ) is an online ad monopoly, judge rules
Trade Policy Turmoil
U.S. tariffs triggered global market sell-offs and brief rebounds after a partial suspension.
China retaliated, heightening uncertainty.
Central Banks & Economy
ECB cut rates; Bank of Canada and Korea may follow.
U.S. and China released mixed economic data; IMF and OECD warned of global risks.
Other Developments
European Central Banks cut interest rates -.25% on lower growth outlook and trade tensions
📈 Market Vitals
$DIA ( ▲ 0.01% ) Tracks 30 blue-chip stocks, showing industrial health.
$SPY ( ▲ 0.72% ) Mirrors S&P 500, gauging broad market performance.
$QQQ ( ▲ 1.12% ) Follows Nasdaq-100, reflecting tech and growth trends.
$BTC.X ( ▲ 1.32% ) Indicates crypto sentiment and risk appetite.
💡 Lowcountry Ledger’s Take: The recent sharp sell-off in tech giants like Nvidia, combined with persistent U.S.-China trade tensions, signals that the era of unchecked tech sector dominance may be facing a serious reckoning—investors should brace for a prolonged period of volatility and structural shifts in global supply chains.
🎯 Brokerage Review: Kraken
tl;dr: Kraken is one of the most secure, U.S.-regulated crypto exchanges, offering 200+ assets, staking rewards, and professional trading tools. It’s ideal for investors seeking a safe, transparent platform with both beginner-friendly features and advanced options. Downsides include higher fees for instant buys and a slightly steeper learning curve for Pro users. Overall, a Ledger-approved choice for crypto-curious readers.
What is Kraken?
Founded in 2011, Kraken is one of the longest-running cryptocurrency exchanges globally. Headquartered in the U.S., it has built a reputation for security, regulatory compliance, and a professional-grade trading experience — catering to both retail investors and institutional clients.
🆕 Kraken Adds U.S. Stock & ETF Trading
In a major move beyond crypto, Kraken has officially launched stock and ETF trading on its platform. This expansion allows U.S. users to trade traditional financial assets alongside their crypto holdings — all within the same secure, regulated interface.
Key details:
U.S.-listed stocks and ETFs now available
Accessible through the Kraken app and web platform
Initial rollout is to eligible U.S. customers, with plans to expand
Regulated under U.S. securities guidelines, maintaining the same focus on transparency and security that Kraken is known for in crypto markets
💼 Charleston Job of the Week
Ready for your next great opportunity in Charleston? Explore the Lowcountry Ledger job board for a curated selection of high-quality, vetted roles!
🎯 Lowcountry Money Guide: Health Savings Account (HSA)
tl;dr: Health Savings Accounts (HSAs) let you stash pre-tax money, grow it tax-free through investments, and spend it tax-free on qualified medical expenses. It’s a triple tax-advantaged account. Use it now for healthcare—or treat it like a stealth retirement account by investing and saving receipts to reimburse yourself later. You must have a high-deductible health plan (HDHP) to qualify.
Health Savings Accounts: A Comprehensive Guide to HSA Benefits and Strategy
Health Savings Accounts (HSAs) represent one of the most tax-advantageous vehicles available to Americans today, offering unique benefits that extend beyond mere healthcare expense coverage. When properly integrated into your financial strategy, HSAs can serve as powerful tools for both healthcare funding and long-term wealth accumulation. The following analysis explores the fundamental aspects of HSAs, their tax advantages, and strategic approaches for incorporating them into your broader financial portfolio.
🔥 Clickworthy
Kraken: Kraken Crypto Exchange expands into U.S. stock trading
Visa $V ( ▼ 0.16% ): Visa Is Joining the Paxos, Robinhood $HOOD ( ▲ 2.7% ) Stablecoin Consortium
Nvida $NVDA ( ▲ 4.3% ): Nvida annouced their Blackwell chip will be manufactured in the U.S. for the first time
Hertz $HTZ ( ▼ 4.05% ): Hertz shares jump after Billionaire Bill Ackman discloses stake
American Psycho: American Psycho director doesn’t understand why ‘finance bros’ idolize character Patrick Bateman
Stablecoins: Stablecoin transaction volume has surpassed Visa’s $V ( ▼ 0.16% ) payment volume
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💼 Looking for your next big opportunity? Browse the Lowcountry Ledger Job Board!
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📈 Choosing a brokerage? Read our latest brokerage reviews.
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