🟢 Ledger Weekly: April 18, 2025

Your weekly roundup of Charleston business news, market trends, money moves, and a top local job pick.

tl;dr - Daniel Island Dog Walking shines as our Charleston Biz of the Week, markets tumble on tech and trade tensions, Kraken expands into stock trading, we unpack the triple tax perks of HSAs, and stablecoin volumes quietly surpass Visa’s.

🎯 Charleston Biz of the Week

Charleston Business of the Week: Daniel Island Dog Walking

Meet Peter and Asha, the husband-and-wife duo behind Daniel Island Dog Walking—a locally owned, licensed, and insured pet care service dedicated to providing love and attention to your furry friends when you can't be there.

Residents of Daniel Island since 2008, Peter, an artist and web designer, and Asha, an operating room nurse, started their pet care journey after facing challenges finding suitable care for their own dogs. Recognizing a need in their community, they established Daniel Island Dog Walking to offer reliable and personalized pet services.​

💡 Lowcountry Ledger’s Take: This is a must-check-out local gem! Daniel Island Dog Walking, led by Peter and Asha, delivers top-notch, loving care for your pets.

🌎 Markets in a Minute

📈 Market Vitals

$DIA ( ▲ 0.01% ) Tracks 30 blue-chip stocks, showing industrial health.

$SPY ( ▲ 0.72% ) Mirrors S&P 500, gauging broad market performance.

$QQQ ( ▲ 1.12% ) Follows Nasdaq-100, reflecting tech and growth trends.

$BTC.X ( ▲ 1.32% ) Indicates crypto sentiment and risk appetite.

💡 Lowcountry Ledger’s Take: The recent sharp sell-off in tech giants like Nvidia, combined with persistent U.S.-China trade tensions, signals that the era of unchecked tech sector dominance may be facing a serious reckoning—investors should brace for a prolonged period of volatility and structural shifts in global supply chains.

🎯 Brokerage Review: Kraken

tl;dr: Kraken is one of the most secure, U.S.-regulated crypto exchanges, offering 200+ assets, staking rewards, and professional trading tools. It’s ideal for investors seeking a safe, transparent platform with both beginner-friendly features and advanced options. Downsides include higher fees for instant buys and a slightly steeper learning curve for Pro users. Overall, a Ledger-approved choice for crypto-curious readers.

What is Kraken?

Founded in 2011, Kraken is one of the longest-running cryptocurrency exchanges globally. Headquartered in the U.S., it has built a reputation for security, regulatory compliance, and a professional-grade trading experience — catering to both retail investors and institutional clients.

🆕 Kraken Adds U.S. Stock & ETF Trading

In a major move beyond crypto, Kraken has officially launched stock and ETF trading on its platform. This expansion allows U.S. users to trade traditional financial assets alongside their crypto holdings — all within the same secure, regulated interface.

Key details:

  • U.S.-listed stocks and ETFs now available

  • Accessible through the Kraken app and web platform

  • Initial rollout is to eligible U.S. customers, with plans to expand

  • Regulated under U.S. securities guidelines, maintaining the same focus on transparency and security that Kraken is known for in crypto markets

 💼 Charleston Job of the Week

Ready for your next great opportunity in Charleston? Explore the Lowcountry Ledger job board for a curated selection of high-quality, vetted roles!

🎯 Lowcountry Money Guide: Health Savings Account (HSA)

tl;dr: Health Savings Accounts (HSAs) let you stash pre-tax money, grow it tax-free through investments, and spend it tax-free on qualified medical expenses. It’s a triple tax-advantaged account. Use it now for healthcare—or treat it like a stealth retirement account by investing and saving receipts to reimburse yourself later. You must have a high-deductible health plan (HDHP) to qualify.

Health Savings Accounts: A Comprehensive Guide to HSA Benefits and Strategy

Health Savings Accounts (HSAs) represent one of the most tax-advantageous vehicles available to Americans today, offering unique benefits that extend beyond mere healthcare expense coverage. When properly integrated into your financial strategy, HSAs can serve as powerful tools for both healthcare funding and long-term wealth accumulation. The following analysis explores the fundamental aspects of HSAs, their tax advantages, and strategic approaches for incorporating them into your broader financial portfolio.

🔥 Clickworthy

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💼 Looking for your next big opportunity? Browse the Lowcountry Ledger Job Board!

📊 Level up your finances. Explore our Lowcountry Money Guides.

📈 Choosing a brokerage? Read our latest brokerage reviews.

✉️ Got a story idea or tip? Drop us a line at [email protected].

Important Disclosures:

This newsletter is intended for informational purposes only and should not be interpreted as investment, legal, or tax advice. The views and opinions expressed are those of the author alone and do not necessarily represent the views of any business, employer, or affiliated entity. Investing carries inherent risks, including the possible loss of principal. Past performance is not indicative of future results. Readers are encouraged to conduct their own research and seek advice from qualified professionals before making any investment, legal, or financial decisions. While the information provided is believed to be accurate, no guarantee is made as to its completeness or reliability. The author and publisher disclaim any liability for decisions made or actions taken based on the content of this newsletter. This publication does not constitute an offer to buy or sell any security. By subscribing to or continuing to read this newsletter, you acknowledge and agree to these terms and conditions.